They really need to think this through:
Gun safety in the home hasn’t been discussed much in the recent national conversation on gun violence, but the head of the nation’s largest homeowners and auto insurance company acknowledges that it could be.
Edward B. Rust Jr., CEO and chairman of the board of State Farm Mutual Insurance Co., said this week that gun ownership “could be among a multitude of things” considered among the risk factors used by insurance companies to determine the cost of homeowners insurance policies. “But,” he added, “whether someone owns a gun doesn’t necessarily make them a risk. . . . The bigger debate is, Are people competent in gun ownership?”
Rust made his comments following a panel discussion at a forum for property and casualty insurers held at the Waldorf-Astoria hotel in New York on Monday.
I have a rider on my policy for my collection. I have a decent amount of guns, that would need to be replaced in the event of a robbery or a fire. Still is their sentiment even realistic?
Certainly negligent discharges aren’t that big a deal. A little Spackle, and some minor repairs, DONE! Also if you end up shooting your large-screen TV while “Dry” firing, is that even valid for a claim?
If somebody dies as a result of a Negligent discharge, or in the Connecticut story they’re stolen to commit a crime, that certainly doesn’t have anything to do with Homeowner’s insurance.
So what the hell are they talking about?
h/t Mrs. Weer’d
