Great Video!
The solution to health care costs is to treat them EXACTLY like car insurance.
I don’t have my insurance pay for gas, I don’t have my insurance pay for gas, I don’t have my insurance pay for routine maintenance like oil changes, tire rotation, transmission/radiator flushes, washer fluid, shock absorbers, alignment.
I DO have my insurance to cover major accidents and catastrophes.
I pay for my insurance out of my own pockets. I can’t afford to pay for my health insurance out of my own pocket because they pay for every time a doctor sticks his finger up my butt, or a hygienist cleans my teeth (thankfully with different fingers).
The prices for all of these basic services is OUTRAGEOUS. Its outrageous because we don’t balk at the sticker price because there are no stickers. Also the insurance companies don’t pay those prices anyway, they haggle, so the prices charged are bullshit prices the doctors are willing to haggle down to.
Its all nebulous crap, and it could be eliminated if we payed for checkups, shots, and drugs out of pocket, like we do for auto work and fluids.
I work in health care. We get paid 33 cents for each dollar we bill.
How can we stay in business like this. Simple we bill 3 times our cost to the people who will pay, the insured. One in three of our patients have insurance. One in three have medicare/medicaid that pays us a flat fee that is about 1/4 of our cost 18-24 months later. One will never pay us anything. All of healthcare is like this.